IFSC Code of Indian Overseas Bank, IND AREA, LUDHIANA

IOBA0000390

BankIndian Overseas Bank
IFSC CodeIOBA0000390
Branch Code000390 (last six characters of IFSC)
BranchIND AREA
City / DistrictLUDHIANA
StatePUNJAB

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Indian Overseas Bank IND AREA IFSC Code

The IND AREA branch of Indian Overseas Bank located in LUDHIANA, PUNJAB is identified by the IFSC code IOBA0000390. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000390

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000390 to identify the IND AREA branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, IND AREA?
The IFSC code is IOBA0000390.

What is the branch code?
The branch code is 000390, the last six characters of the IFSC code.