IFSC Code of Indian Overseas Bank, R O ERNAKULAM, KOCHI

IOBA0000824

BankIndian Overseas Bank
IFSC CodeIOBA0000824
Branch Code000824 (last six characters of IFSC)
BranchR O ERNAKULAM
City / DistrictKOCHI
StateKERALA

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Indian Overseas Bank R O ERNAKULAM IFSC Code

The R O ERNAKULAM branch of Indian Overseas Bank located in KOCHI, KERALA is identified by the IFSC code IOBA0000824. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000824

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000824 to identify the R O ERNAKULAM branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, R O ERNAKULAM?
The IFSC code is IOBA0000824.

What is the branch code?
The branch code is 000824, the last six characters of the IFSC code.