IFSC Code of Indian Overseas Bank, GARACHARMA, GARACHARAMA

IOBA0003194

BankIndian Overseas Bank
IFSC CodeIOBA0003194
Branch Code003194 (last six characters of IFSC)
BranchGARACHARMA
City / DistrictGARACHARAMA
StateANDAMAN AND NICOBAR ISLANDS

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Indian Overseas Bank GARACHARMA IFSC Code

The GARACHARMA branch of Indian Overseas Bank located in GARACHARAMA, ANDAMAN AND NICOBAR ISLANDS is identified by the IFSC code IOBA0003194. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0003194

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0003194 to identify the GARACHARMA branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, GARACHARMA?
The IFSC code is IOBA0003194.

What is the branch code?
The branch code is 003194, the last six characters of the IFSC code.