IFSC Code of Indian Overseas Bank, GUJJARWAL, GAJJARWAL

IOBA0000197

BankIndian Overseas Bank
IFSC CodeIOBA0000197
Branch Code000197 (last six characters of IFSC)
BranchGUJJARWAL
City / DistrictGAJJARWAL
StatePUNJAB

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Indian Overseas Bank GUJJARWAL IFSC Code

The GUJJARWAL branch of Indian Overseas Bank located in GAJJARWAL, PUNJAB is identified by the IFSC code IOBA0000197. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000197

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000197 to identify the GUJJARWAL branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, GUJJARWAL?
The IFSC code is IOBA0000197.

What is the branch code?
The branch code is 000197, the last six characters of the IFSC code.