IFSC Code of Bank of Baroda, FOCAL POINT, LUDHIANA

BARB0VJFOCA

BankBank of Baroda
IFSC CodeBARB0VJFOCA
Branch CodeVJFOCA (last six characters of IFSC)
BranchFOCAL POINT
City / DistrictLUDHIANA
StatePUNJAB

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Bank of Baroda FOCAL POINT IFSC Code

The FOCAL POINT branch of Bank of Baroda located in LUDHIANA, PUNJAB is identified by the IFSC code BARB0VJFOCA. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using BARB0VJFOCA

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code BARB0VJFOCA to identify the FOCAL POINT branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Bank of Baroda, FOCAL POINT?
The IFSC code is BARB0VJFOCA.

What is the branch code?
The branch code is VJFOCA, the last six characters of the IFSC code.