4W Add-on-covers

Passenger Cover

Protect yourself and your passengers with the Passenger Cover add-on for car insurance. This coverage provides financial support for medical expenses, lost income, and death benefits in the event of an accident. Choose the level of coverage that best fits your needs and budget.

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What is Passenger Cover addon?

Passenger Cover is an additional coverage option that is added to a standard car insurance policy. This coverage provides compensation for medical expenses, loss of income, and death benefits for passengers in the event of an accident.

Importance of Passenger Cover

As a driver, you are responsible for the safety of your passengers. In the event of an accident, passengers can sustain serious injuries that result in medical expenses and loss of income. Without Passenger Cover, the policyholder would have to bear the full financial burden of these costs. This is where Passenger Cover comes in, as it provides financial protection against the costs of treating injuries and compensating for loss of income for passengers in the event of an accident.

Coverage Details

  • What is covered under Passenger Cover?
  • Exclusions to Passenger Cover
What is covered under Passenger Cover? Exclusions to Passenger Cover

Passenger Cover provides compensation for medical expenses, loss of income, and death benefits for passengers in the event of an accident. This coverage applies to all passengers in the car, regardless of whether they are related to the driver or not.

 Passenger Cover does not cover medical expenses or loss of income for the driver. Additionally, this coverage does not apply if the accident is caused by intentional acts or criminal activities.

Top Car Insurance Plans

Several good plans are available at a cost that will enhance your day.

Comprehensive plan Third party plan
bajaj-insurance

Bajaj Allianz

  • Starting at - ₹ 4100/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
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go-digit-general-insurance

Go Digit

  • Starting at - ₹ 4500/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
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liberty-ins

Liberty

  • Starting at - ₹ 4700/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
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magma-hdi-insurance

Magma HDI

  • Starting at - ₹ 4500/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
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new-india-assurance-insurance

New India Assurance

  • Starting at - ₹ 4000/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

oriental-insurance

Oriental

  • Starting at - ₹ 4000/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

reliance-insurance

Reliance

  • Starting at - ₹ 3800/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

royal-sundaram-insurance

Royal Sundaram

  • Starting at - ₹ 3800/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

icici-insurance

ICICI Lombard

  • Starting at - ₹ 3800/-
  • 70% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

bajaj-insurance

Bajaj Allianz

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

digit-insurance-india

Go Digit

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

liberty-general-insurance

Liberty

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

magma-hdi-insurance

Magma HDI

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

new-india-assurance-insurance

New India Assurance

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

oriental-insurance

Oriental

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

reliance-insurance

Reliance

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

royal-sundaram-insurance

Royal Sundaram

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

icici-insurance

SBI

  • Starting at - ₹ 2471/-
  • 60% discount
  • PA Cover - ₹ 15 Lakh
Get quotes

Eligibility

  • Who can get Passenger Cover?
  • How to add Passenger Cover to your car insurance policy
Who can get Passenger Cover? How to add Passenger Cover to your car insurance policy?

Passenger Cover is available to all policyholders who have a standard car insurance policy.

 To add Passenger Cover to your car insurance policy, simply contact your insurance company and request that this coverage be added to your policy. The cost of Passenger Cover will vary depending on the insurance company and the specific policy.

Advantages of Passenger Cover

Medical Expenses: In the event of an accident, medical expenses for passengers can be significant and unexpected. With Passenger Cover, the policyholder is protected against the costs of treating injuries for passengers. This coverage includes compensation for hospitalization, medical treatment, and rehabilitation costs.

Loss of Income: In the event of an accident, passengers may be unable to work due to their injuries. With Passenger Cover, policyholders are protected against the costs of compensating passengers for their lost income. This coverage provides financial support to passengers as they recover from their injuries and return to work.

Death Benefits: In the event of a fatal accident, Passenger Cover provides death benefits to the beneficiaries of the deceased passenger. This coverage provides financial support to the family of the deceased and helps them with the expenses related to the loss of a loved one.

Customizable Coverage: Passenger Cover is a customizable coverage option, and policyholders can choose the level of coverage that best meets their needs. Policyholders can choose the amount of coverage for medical expenses, loss of income, and death benefits, allowing them to tailor their coverage to their specific needs and budget.