ICICI Lombard Health Insurance
Get comprehensive coverage with ICICI Lombard Health Insurance. Enjoy cashless treatment, quick claims, and 24/7 support. Buy now!
Quick
Cashless
Effective
Tax Benefit
Why buy Health Insurance through Fincover.com?
- Compare and buy: Compare policies from 30+ insurance companies
- Full Support: Receive assistance from enrollment to claims.
- Free Advice: Certified insurance experts at your service.
- Secure: Your data is 100% protected.
Individual Plans
Min Age
3 months
Max Age
65 years
Max Coverage
No Limit
Min Age
3 months
Max Age
45 years
Max Coverage
₹1 crore
Min Age
3 months
Max Age
65 years
Max Coverage
₹3 crore
Family Plans
Min Age
3 months
Max Age
65 years
Max Coverage
₹3 crore
Min Age
3 months
Max Age
No age limit
Max Coverage
₹3 crore
Min Age
3 months
Max Age
65 Years
Max Coverage
₹1 crore
- Single pvt AC Room
- ₹1 lakh No Claim Bonus
- Unlimited Restoration of cover
ICICI Lombard Health Insurance Key Features
| Feature | Details |
| ✅ Wide Coverage | Covers hospitalization, daycare, OPD, and critical illnesses. |
| 🏥 Cashless Network | 7,500+ hospitals across India for cashless claims. |
| 💸 Flexible Sum Insured | Ranges from ₹2 lakhs to ₹50 lakhs. |
| 🚀 Quick Claim Settlement | 99.7% claim settlement ratio, fast processing. |
| 🏃♂️ No Pre-Medical Check-up | For applicants up to 45 years (depending on plan). |
| 🌍 Global Coverage | Some plans offer worldwide medical coverage. |
| 🔄 Lifetime Renewability | Renew your policy for life without age restrictions. |
| 🎁 Wellness Benefits | Free health check-ups, wellness rewards, and discounts. |
| 🛡️ Tax Benefits | Save tax under Section 80D of the Income Tax Act. |
ICICI Lombard Health Insurance Overview
ICICI Lombard Health Insurance operates as a prominent health insurance company in the Indian market by delivering multiple detailed coverage plans which fit different healthcare requirements. The healthcare insurance plans ensure medical expense protection which enables people to access premium quality treatment services. ICICI Lombard stands out as a trusted health insurance provider because it offers cashless hospitalization services alongside pre- and post-hospitalization coverage and wellness benefits for individuals and their families.
What are the reasons to purchase Health Insurance from Fincover?
- Through our partnership with numerous major insurance providers in India we help you explore multiple health insurance choices.
- The digitalized process we provide eliminates paperwork so you can retain time and expenditure.
- Our complete services span all stages beginning with enrollment and purchasing up to support with claims to deliver an easy customer journey.
- Free Advice From Our Certified Insurance Advisors
- Fincover protects your personal data 100% using state-of-the-art security technology.
What Makes ICICI Lombard Health Insurance the Right Choice for You?
- Cashless Claim: Claiming cashless treatments is possible through ICICI Lombard’s wide network of 6700+ hospitals throughout India.
- Comprehensive Coverage: Covers hospitalization, daycare procedures, OPD, maternity benefits, and more.
- Coverage: You can receive financial protection for treatment expenses that occur before and after hospital stays under this policy.
- Wellness Benefits: You will earn wellness benefits that include discounts and rewards when you follow health-promoting activities.
- Tax benefits: Premiums qualify for tax deductions under Section 80D of the Income Tax Act.
- NCB: A no-claim bonus lets your insurance benefits increase after you complete a policy year without claims.
- 24/7 Customer Support: Quick and hassle-free claim settlement process with round-the-clock assistance.
Documents Required for ICICI Lombard Health Insurance Claim
1. Reimbursement Claim Documents
| Document Type | Required Documents |
| Claim Form | Duly filled and signed ICICI Lombard Health Insurance claim form |
| Hospital Bills | Original hospital bills with itemized charges |
| Doctor’s Prescription | Copy of the doctor’s prescription and treatment details |
| Discharge Summary | Original hospital discharge summary |
| Medical Reports | Copies of diagnostic reports (X-ray, MRI, CT scan, etc.) |
| Pharmacy Bills | Original bills for medicines with doctor’s prescription |
| Identity Proof | Aadhaar, PAN, Passport, or Voter ID of the insured |
| Bank Details | Cancelled cheque or bank passbook copy for reimbursement |
2. Cashless Claim Documents
| Document Type | Required Documents |
| Pre-Authorization Form | Duly filled and signed by the hospital and insured |
| Health Card | ICICI Lombard Health Insurance policy health card |
| Doctor’s Consultation Papers | Copies of doctor’s consultation and treatment plan |
| Medical Test Reports | Copies of all medical tests conducted |
| Identity Proof | Aadhaar, PAN, Passport, or Voter ID of the insured |
Steps to login to your ICICI Lombard Health Insurance account
- Visit the Website: Open your browser and visit the official ICICI Lombard Health Insurance portal.
- Enter Credentials: Click on the login option and enter your mobile number
- Verify Details: Complete the verification steps, such as OTP authentication, to enter into your account
- Access Your Dashboard: Once you are logged in, review your policy details and manage your account easily
How can I download my ICICI Lombard Health Insurance policy?
- Log in to Your Account: Sign in to your ICICI Lombard portal using your registered credentials.
- Navigate to Policy Details: Go to the “My Policies”
- Select Your Policy: Click on the specific ICICI Lombard Health Insurance policy you wish to download.
- Download the Document: Hit the “Download” button to save the policy copy for your reference
How to Download Your ICICI Lombard Health Insurance Claim Form
- Visit the Portal: Sign in to your ICICI Lombard on the official website.
- Navigate to Claims: Go to the ‘Claims’ section and select ‘Download Claim Form.’
- Download & Save: Click to download the form in PDF format and save it for future use.
How to Buy ICICI Lombard Health Insurance Plan from Fincover?
ICICI Lombard Health Insurance plan purchases from Fincover provide customers with an easy and smooth purchasing experience.
Visit the website: Users should access Fincover Website then select the health insurance section from the site.
Input basic information: Users should input basic information that includes their age alongside their existing health situations and their necessary coverage requirements.
Compare Plans: View and compare different ICICI Lombard health insurance policies.
Select plan: Users must select the health insurance plan which offers the most suitable coverage and pricing to match their needs.
Complete payment: To finish the transaction securely use the online payment system.
Receive policy: The policy document files will arrive in your registered email right away.
How to Renew ICICI Lombard Health Insurance Policy from Fincover?
ICICI Lombard Health Insurance policy renewal at Fincover operates as an efficient and simple process.
- Residents can access the policy renewal section on Fincover through their account login page.
- The system requires you to submit the existing policy number together with all your registered information.
- Check the policy details as well as premium costs for any added or subtracted sections during the review process.
- The payment modalities for securing your transaction include UPI as well as credit/debit cards and net banking.
- Your renewed policy information will reach your registered email and phone through confirmation.
How to Check Your ICICI Health Insurance Claims Status
- Sign In: Access your account on the ICICI Lombard or Fincover website.
- Go to My Claims: Navigate to the ‘My Claims’ section to view all submitted claims.
- Review Status: Check the current status of your claim; for further details, use the support options provided.
How to Calculate the Premium for ICICI Lombard Health Insurance?
Users can obtain premium estimates for ICICI Lombard Health Insurance policies through Fincover’s online calculation tool.
- Users should access the Fincover website to reach their premium calculator page.
- The first step includes entering personal information that contains age alongside gender and medical history details and the number of insured members.
- Pick your sum insured level and determine your policy length before moving forward.
- The policyholder can enhance coverage by selecting riders such as critical illness protection along with OPD medical benefit choices.
- Immediate premium estimation will appear allowing users to purchase if they find the offer satisfactory.
What are the hospital lists for ICICI Lombard Health Insurance?
ICICI Lombard has an extensive network of cashless hospitals in Chennai, Tamil Nadu. This network includes a variety of healthcare facilities, from multi-specialty hospitals to specialized clinics, ensuring comprehensive medical care for policyholders.
Here are some of the network hospitals in Chennai:
| Hospital Name | Address |
| A.V. M. Medical, ENT Research Foundation (P) Ltd. | 3 P S Sivaswamy Salai, Mylapore |
| A4 Hospital | No-87, Arcot Road, Virugambakkam |
| Aakash Hospital | 393/1, T.H Road |
| Apollo Children’s Hospital | 15, Shafee Mohammed Road, Thousand Lights |
| Apollo Speciality Hospitals | 320, Anna Salai, Teynampet |
| Billroth Hospitals Limited | 43, Lakshmi Talkies Road, Shenoy Nagar |
| Dr. Agarwal’s Eye Hospital | No.10, South By-Pass Road, Vannarpettai |
| Fortis Malar Hospital | No. 52, 1st Main Road, Gandhi Nagar, Adyar |
| MIOT Hospital | 4/112, Mount Poonamallee Road, Manapakkam |
| Sri Ramachandra Medical Centre | No.1, Ramachandra Nagar, Porur |
ICICI Network Hospitals Finder – https://www.icicilombard.com/cashless-hospitals
ICICI Lombard Health Insurance Customer care
- You can mail them at customersupport@icicilombard.com
- You can also contact them at 1800 2666
FAQs About ICICI Lombard Health Insurance
1. What is the waiting period for ICICI Lombard Health Insurance?
The waiting period varies by policy type:
- Initial waiting period: 30 days (except for accidental claims)
- Pre-existing diseases: 2 to 4 years
- Specific ailments: 1 to 2 years
2. Does ICICI Lombard Health Insurance cover pre-existing diseases?
Customers have the option to request a higher sum insured when renewing their policy provided the insurer gives their underwriting approval.
3. Can I increase my sum insured during policy renewal?
The ICICI Lombard website allows online claim status monitoring while their customer support handles inquiries that provide the claim reference number.
4. How do I check the status of my ICICI Lombard health insurance claim?
You can check the claim status online on the ICICI Lombard website or contact their customer support with your claim reference number.
5. Is OPD (Outpatient Department) treatment covered in ICICI Lombard Health Insurance?
ICICI Lombard’s insurance plans typically include coverage for outpatient medical needs which include physician visits and diagnostic tests in addition to medications prescribed by doctors. Read your policy document to find all necessary details.
By choosing ICICI Lombard Health Insurance through Fincover, you can enjoy comprehensive coverage with a seamless online experience. Secure your health today!
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