YES Bank Personal loan Eligibility Calculator

Applied on thursday, money came next day. Simple steps and clear updates.

Uploaded KYC and bank statements online. Approval in minutes, disbursal same day.

EMI calculator was accurate. I picked 36 months and it matched the final EMI.

Salary slip and bank statement were enough. Very smooth flow for salaried users.

Rate shown during eligibility was the rate I got. No hidden surprises.

I got a top-up after 8 months with fewer documents. Funds came quickly.

Shifted my old loan. EMI reduced by ₹1,200. Process was simple and guided.

I am self-employed. Gave ITR and GST returns. Took a day more but got it.

Only Aadhaar, PAN, salary slips, and bank PDF. Done in one go.

I had a doubt on NACH. The team explained clearly and set up auto-debit.

I prepaid part of the loan after 6 months. Charges were small and fair.

Loan was quick but fee could be lower. Please show a comparison of fees.

Rate changed after verification by 0.5%. Would like the lock-in to be clearer.

Eligibility result in seconds. Loved the simple questions and clean screen.

Applied morning, money by evening. SMS and email updates were timely.

Everything was online but the verification call came next day. Slight delay.

Very clear screens. Each step told me what to upload and why.

Got offers from 4 lenders. Wish there were more NBFC options to compare.

I wanted to add my spouse as co-applicant but didn’t see that option.

First EMI auto-debit failed due to bank issue. Support fixed it fast.

Unsecured loan with fair rate. Funds used for medical bills. Good experience.

ITR, GST, bank statement asked. It worked but took extra time.

I was declined due to low CIBIL. Please show tips to improve score.

The breakup showed interest vs principal every month. Very helpful.

Pre-closure fee was more than I expected. Please highlight this earlier.

New to loans. The platform explained terms like ROI, PF, and NACH in plain words.

Got 3 lender offers from one form. Picked the lowest EMI. Very simple.

Bank declined due to thin credit history. An NBFC partner approved me next day.

One form, got 3 lender offers. Picked the lowest EMI in minutes.

Thin credit file. A partner NBFC approved me the next day.

KFS showed rate, fees, and foreclosure terms before I signed eNACH.

Added my spouse as co-applicant and one bank offered a lower rate.

Did video KYC in 5 minutes. No branch visit needed.

Processing fee and stamp duty were shown upfront per lender.

Uploaded a competing offer and the partner matched the rate.

One bank declined due to FOIR. Reason and next steps were clear.

Original sighting required. Pickup was done the next morning.

Got calls from two lenders at the same time. Coordination can improve.