Lifestyle Credit Cards
Lifestyle credit cards are designed to cater to the lifestyle needs of consumers. These credit cards offer various benefits and rewards on spending that are related to lifestyle expenses such as dining, shopping, travel, etc.
Best Lifestyle Credit Cards 2025
American Express Platinum Reserve Credit Card
Features
The American Express Platinum Reserve Credit Card is one of the best lifestyle credit cards in India. It offers exclusive benefits and rewards on spending related to lifestyle expenses. Some of the benefits of this card include,
- Welcome gift of 11,000 bonus membership rewards points
- Complimentary access to domestic airport lounges
- Dining benefits at select restaurants
- Travel benefits such as hotel and flight bookings
- Complimentary Lounge visits and complimentary membership to priority pass worth $99 USD
- Golf access twice a month
HDFC Regalia Credit Card
Features
The HDFC Regalia Credit Card is another excellent lifestyle credit card that offers various benefits and rewards on lifestyle expenses. Some of the benefits of this card include:,
- Complimentary airport lounge access (12 within India and 6 Outside India)
- 4 Reward Points on every Rs.150 spent
- exclusive 24/7 Concierge Services
- 1% fuel surcharge waiver at all fuel stations
- Travel benefits such as discounts on flight and hotel bookings
- Dining benefits at select restaurants
- Reward points on all spends
- Accidental air death cover worth Rs. 1 Crore
ICICI Bank Sapphiro Credit Card
Features
The ICICI Bank Sapphiro Credit Card is a premium lifestyle credit card that offers various benefits and rewards on lifestyle expenses. Some of the benefits of this card include:,
- Welcome vouchers worth ₹ 9,000
- Complimentary airport lounge access (2 international and 2 domestic)
- Dining benefits at select restaurants
- Travel benefits such as discounts on flight and hotel bookings
- Golf benefits such as complimentary golf rounds
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- 24×7 concierge services
SBI Card Elite Credit Card
Features
The SBI Card Elite is another excellent lifestyle credit card that offers various benefits and rewards on lifestyle expenses. Some of the benefits of this card include,
- Welcome e-gift voucher worth Rs. 5000
- 6 Complimentary international airport lounge access visits
- Dining benefits at select restaurants
- Travel benefits such as discounts on flight and hotel bookings
- Reward points on all spends
- Free movie tickets worth Rs. 6000 every year
- 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Exclusive Concierge services
What are Lifestyle Credit Cards?
Lifestyle credit cards are designed to cater to the lifestyle needs of consumers. These credit cards offer various benefits and rewards on spending that are related to lifestyle expenses such as dining, shopping, travel, etc.
Benefits of Lifestyle Credit Cards
Rewards and Cashback:
Lifestyle credit cards offer various rewards and cashback on spending related to lifestyle expenses such as dining, shopping, travel, etc. These rewards and cashback can be redeemed for various lifestyle benefits such as vouchers, discounts, etc.
Airport Lounge Access:
Most lifestyle credit cards offer complimentary airport lounge access to their users. This benefit can be very useful for frequent flyers as it allows them to relax and refresh before their flight.
Dining Benefits:
Lifestyle credit cards offer various dining benefits such as discounts, complimentary meals, etc. at select restaurants. This benefit can be very useful for those who love dining out.
Travel Benefits:
Lifestyle credit cards offer various travel benefits such as discounts on flight and hotel bookings, complimentary travel insurance, etc. These benefits can be very useful for frequent travelers.
Golf Benefits:
Some lifestyle credit cards offer golf benefits such as complimentary golf rounds, discounts on golf courses, etc. This benefit can be very useful for those who love playing golf.
