Paytm HDFC Bank Credit Card

The IndusInd Platinum Aura Edge credit card is one of the premier cards designed with contactless features to enable you to make fast and contactless transactions.

Benefits and Features of PayTm HDFC Bank Credit Card

Gift Vouchers: Get gift vouchers worth Rs. 2000. Get ₹500 Gift Voucher on spends of ₹50,000 every 3 months.
1% Surcharge waiver upto Rs. 250
Free Lost card liability worth Rs. 5 Lakhs
Get benefits worth Rs. 75000 with Paytm First Membership
Get 8 complimentary domestic airport lounge visits every month
Upto 4 Free Add-on Cards for patrons

Cashback:

5% Cashback on movies, recharge spends on PayTm
3% Cashback on Swiggy, Uber, AJIO, and Big Basket
1% Cashback on all retail spends
Upto 5% exciting offers on Shopping, Dining, travel and Hotel booking with Smartbuy and PayZApp

Fees and Charges of PayTm HDFC Bank Credit Card

Joining Fees – Rs. 1000 waived off on spending Rs. 50000 within 90 days
Renewal Fees – Rs 1000, waived off for spends over 1.5 Lakhs per year
Rental Payments – 1% fee will be applicable on rental transactions
Cash Advance fee -2.5% or Rs. 500 whichever is higher
Foreign exchange markup fee – 3.5%
Balance Transfer fee – 1% of the Balance Transfer amount or Rs. 250
OverLimit Fee – 2.5% of the overlimit amount, subject to a minimum of Rs. 550.

Late Payment Fees:

Amount less than 500 – Nil
Rs. 100 to Rs. 500 – Rs. 100
Rs. 501 to Rs. 5000 – Rs. 500
Rs. 5001 to Rs. 10000 – Rs. 600
Rs. 10001 to Rs. 25000 – Rs. 800
Rs. 25001 to Rs. 50000 – Rs. 1100
More than Rs. 50000 – Rs. 1300
Rewards redemption fee – Rs. 99 + GST
Reissue of damaged card – Rs. 100
Dynamic Currency Conversion Markup fee – 1%

Note: GST @18% is applicable on all fees, interest and other credit card charges

Documents Required for PayTm HDFC Bank Credit Card

To apply for the PayTm HDFC Bank Credit Card, you will typically need the following documents:

Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID
Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement
Income Proof: Salary slips, IT returns, or Form 16

Eligibility Criteria for PayTm HDFC Bank Credit Card

Min 18 years of age
Salaried or self-employed
Credit score above 750

How to Apply for IndusInd bank Legend Card Credit card

Click on the apply button,

Make sure you have all the documents in order and satisfy the eligibility criteria
Complete the online application and attach necessary documents required
Once, we receive the application, you will be provided an acknowledgement number
Track the status of the application number online