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Last updated on: May 2, 2025

Axis Bank Neo Credit Card
Axis Bank Neo Credit Card
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Rewards
Shopping

(Joining Fee – ₹250 + GST) (Annual Fee – ₹250 + GST)

Axis Bank Neo Credit Card

Maximize savings with online shopping discounts, movie offers, and dining delights with the Axis Bank Neo Credit Card. Apply now!

Features and Benefits of Axis Bank Neo Credit Card

  • Activation Benefit: 100% Cashback upto Rs. 300 on first utility payment within 30 days of card issuance
  • Shop and Save Online: Avail exciting cashback offers and discounts on online purchases from popular brands like Blinkit, Myntra, BookMyShow,- 10% on Blinkit upto Rs. 250, Extra Rs. 150 Off on Myntra on min buys of Rs. 999, 10%
  • Food Delivery Offers: Get 40% on Food Delivery with NEO Credit Card
  • Utility Payment Offers: 5% off on Mobile recharges/Broadband Payment/DTH done through Amazon Pay
  • Dining Delights: Get upto 15% discount upto Rs. 500 on partner restaurants in India.
  • Reward Points: Earn 1 EDGE Reward Point on every ₹200 spent, redeemable for exciting rewards
  • Secure Transactions: Enjoy secure transactions with chip and PIN technology. EMV certified chip credit card for unrivalled protection

Fees and Charges – Axis Bank Neo Credit Card

Fee/ChargeAmount
Joining Fee (First Year)₹250 or NIL for select channels
Annual Fee (Renewal)₹250 + taxes, or NIL for select channels
Interest Rate3.60% per month
Cash Advance Fee2.5% of the advance amount (minimum ₹500)
Over Limit Fee2.5% of the over-limit amount (minimum ₹500)
Foreign Currency Transaction3.5%
Late Payment FeeSee breakdown below
Add-on Card FeeFree (up to 3 cards)
Fee for Cash Payment₹100
Duplicate Statement Fee₹100 per statement

Late Payment Fee Breakdown:

  • Less than ₹500 – Nil
  • ₹501 to ₹5,000 – ₹500
  • ₹5,001 to ₹10,000 – ₹750
  • Above ₹10,000 – ₹1,200

Eligibility Criteria – Axis Bank Neo Credit Card

CriteriaDetails
Age18 years to 70 years
OccupationSalaried or Self-employed
NationalityResident of India or NRI

Documents Required – Axis Bank Neo Credit Card

DocumentDescription
Identity ProofPAN Card
Address ProofPassport, Utility Bill, Ration Card, Driving License, etc.
Income ProofSalary Slip, Form 16, or ITR documents (as applicable)
PhotographRecent passport-sized color photograph

How to Apply for Axis Bank Neo Credit Card ?

Click on the apply button below the card

  • Complete the online application and attach necessary documents required
  • Once, we receive the application, you will be provided an acknowledgement number
  • Track the status of your credit card application at Fincover

FAQ on Axis Bank NEO Credit Card

What is the Axis Bank Neo Credit Card?

The Neo Credit Card is Axis Bank’s latest offering, designed to provide a seamless and rewarding digital banking experience with innovative features tailored for the modern consumer.

What are the key features of the Neo Credit Card?

  • 40% discount at Zomato
  • 5% off on utility bills
  • 10% discount on Blinkit, Rs. 150 off on Myntra, 10% off BookMyShow
  • 15% Dinings at partner restaurants

What is the welcome benefit you get with this card?

100% cashback upto Rs. 300 on first utility payment bill within first 30 days

What are the eligibility criteria to apply for the Axis Bank Select Credit Card?

The eligibility criteria may vary, but generally, applicants should meet the minimum age requirement (usually 18-70 years), have a good credit history, and fulfill the income criteria specified by Axis Bank.

What are the reward points and redemption options available with the Axis Bank Select Credit Card?

The Axis Bank Select Credit Card offers EDGE reward system on eligible transactions, which can be redeemed for a variety of options such as travel bookings, merchandise, and gift vouchers

Prem Anand written by
Prem Anand
Prem Anand
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Prem Anand
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Prem Anand
Founder and CEO
Gurumoorthy Anthony Das
20+ Years experienced BFSI professional
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