IFSC Code of Indian Overseas Bank, PHAGWARA, PHAGWARA

IOBA0000344

BankIndian Overseas Bank
IFSC CodeIOBA0000344
Branch Code000344 (last six characters of IFSC)
BranchPHAGWARA
City / DistrictPHAGWARA
StatePUNJAB

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Indian Overseas Bank PHAGWARA IFSC Code

The PHAGWARA branch of Indian Overseas Bank located in PHAGWARA, PUNJAB is identified by the IFSC code IOBA0000344. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000344

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000344 to identify the PHAGWARA branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, PHAGWARA?
The IFSC code is IOBA0000344.

What is the branch code?
The branch code is 000344, the last six characters of the IFSC code.