IFSC Code of Indian Overseas Bank, KOTTAYAM, KOTTAYAM

IOBA0000040

BankIndian Overseas Bank
IFSC CodeIOBA0000040
Branch Code000040 (last six characters of IFSC)
BranchKOTTAYAM
City / DistrictKOTTAYAM
StateKERALA

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Indian Overseas Bank KOTTAYAM IFSC Code

The KOTTAYAM branch of Indian Overseas Bank located in KOTTAYAM, KERALA is identified by the IFSC code IOBA0000040. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000040

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000040 to identify the KOTTAYAM branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, KOTTAYAM?
The IFSC code is IOBA0000040.

What is the branch code?
The branch code is 000040, the last six characters of the IFSC code.